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Top Auto Loan Lenders
Capital One
4.1
Check rates with a brief soft form.
Browse cars and prequalify on mobile.
Low $1,500 monthly income needed.
Check rates with a brief soft form.
Browse cars and prequalify on mobile.
Low $1,500 monthly income needed.
5.08%
APR from
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Navy Federal
4.2
Wide terms from 36 to 96 months.
Low APR starts at 4.09%.
90-day preapproval to shop longer.
Wide terms from 36 to 96 months.
Low APR starts at 4.09%.
90-day preapproval to shop longer.
3.89%
APR from
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Chase
4.3
Backed by a major U.S. bank.
May offer auto loan options through partner channels.
Good for existing Chase customers.
Backed by a major U.S. bank.
May offer auto loan options through partner channels.
Good for existing Chase customers.
4.19%
APR from
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Bank of America
4.4
Lock your rate for 30 days after prequalifying.
Available in all states and Washington, D.C.
No application or early payoff fees.
Lock your rate for 30 days after prequalifying.
Available in all states and Washington, D.C.
No application or early payoff fees.
5.29%
APR from
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USAA
4.4
Low APRs and flexible terms for members.
Choose new, used, refinance, or older car loans.
Apply, sign, and manage your loan online.
Low APRs and flexible terms for members.
Choose new, used, refinance, or older car loans.
Apply, sign, and manage your loan online.
4.29%
APR from
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PenFed
4.5
Very low minimum APRs.
Up to 125% financing for extras.
Flexible terms keep payments affordable.
Very low minimum APRs.
Up to 125% financing for extras.
Flexible terms keep payments affordable.
3.39%
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CarMax
4.0
Buy online without visiting a store.
30-day limited warranty on covered systems.
Prequalify in under five minutes with no credit impact.
Buy online without visiting a store.
30-day limited warranty on covered systems.
Prequalify in under five minutes with no credit impact.
5.24%
APR from
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TD Bank
4.2
Well-known East Coast bank.
Convenient for existing TD Bank customers.
Branch support available.
Well-known East Coast bank.
Convenient for existing TD Bank customers.
Branch support available.
N/A
APR from
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