21st Century | Auto Insurance

21st Century Insurance
4.0
Affordable auto insurance with reliable coverage and fast claims support for every drive.

Average Premium

  • Full Coverage $3404 / year
  • Min Coverage $815 / year

Coverage States

  • CA

Rates by Driver Profile

Driver profile 21st Century National Average
Driver with no activity $3,404 $2,697
Speeding ticket $4,665 $3,299
At-fault accident $6,331 $3,862
DUI conviction $8,514 $5,287

Disclaimer: We are an independent information site, not an insurance company. All figures are estimates for comparison only; table data represents full coverage premiums. Please verify final quotes and terms directly with the insurer.

Pros & Cons

Pros
  • Local carrier aligned with regional market
  • Complimentary roadside support
  • Rates are lower than the California average
Cons
  • Available only in California
  • Mobile app missing some features
  • Customer service and sales not available 24/7 (claims may be filed 24/7)

Discounts

  • Good driver: Drivers with at least three years of driving experience and no tickets may qualify for savings of 20% or more on their auto insurance.
  • Superior driver: Drivers who have kept a spotless driving record for four years or longer may be eligible for discounts ranging from 10% to 20% on their auto insurance.
  • Anti-theft: Vehicles fitted with modern anti-theft devices could qualify for savings of roughly 15%.
  • Good student: If you are under 25 and maintain a B average or higher, you could save up to about 15% on your car insurance.
  • Multi-car: Adding multiple cars or drivers to the same policy can lead to reduced premiums.

Details

  • Customer service: 1-877-401-8181
  • Quotes: 1-800-807-9458
  • Claims: 1-888-244-6163 or [email protected]
  • Website: 21st.com
  • Mailing address: 21st Century Insurance, 3 Beaver Valley Road, 4th Floor, Wilmington, DE 19803

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