Acceptance | Auto Insurance

Acceptance Insurance
3.7
Acceptance auto insurance offers reliable coverage, flexible plans, and peace of mind on the road.

Average Premium

  • Full Coverage $2400 / year
  • Min Coverage $720 / year

Coverage States

Rates by Driver Profile

Specific average premium data for this profile is currently unavailable on our platform. Insurance pricing involves complex underwriting criteria unique to each company and individual. To obtain the most accurate quote and understand how your specific driver profile impacts your premium, please contact the insurer's customer service team or visit their official website.

Pros & Cons

Pros
  • Can file SR-22 forms
  • Serves high-risk drivers who might struggle to obtain coverage elsewhere
  • Provides renters and term life insurance
Cons
  • Receives more auto insurance complaints than the norm
  • Only offered in 15 states
  • Rated as having marginal financial strength

Discounts

  • Multi-car discount: You may qualify for a reduced rate when you insure more than one vehicle with Acceptance.
  • Homeowner discount: Being a homeowner can make you eligible for a lower premium, even if your home isn't insured by Acceptance.
  • Autopay and paperless discounts: Setting up automatic bank payments or choosing paperless billing could earn you a discount.
  • Previous insurance discount: If you maintained coverage with another insurer for at least six months before switching to Acceptance, you might receive a discount.
  • High down payment discount: Making a larger-than-required down payment on your auto policy may qualify you for a reduced rate.
  • Defensive driving course discount: Completing an approved defensive driving course may make you eligible for lower premiums.

Details

  • Customer service: 1-800-321-0899
  • Claims: 1-800-779-2103
  • Roadside assistance: 1-866-936-0485
  • Quotes: 1-866-405-7102
  • Website: acceptanceinsurance.com
  • Mailing address: 3813 Green Hills Village Drive, Nashville, TN 37215-2610

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