Alfa | Auto Insurance

Alfa Insurance
4.0
Alfa auto insurance offers reliable coverage, flexible plans, and support when you need it most.

Average Premium

  • Full Coverage $2870 / year
  • Min Coverage $429 / year

Coverage States

Rates by Driver Profile

Driver profile Alfa National Average
Good driver, good credit $2,870 $2,697
Good driver, poor credit $2,870 $4,745
Speeding ticket with good credit $4,197 $3,299
At-fault accident with good credit $4,663 $3,862
DUI conviction with good credit $4,250 $5,287

Disclaimer: We are an independent information site, not an insurance company. All figures are estimates for comparison only; table data represents full coverage premiums. Please verify final quotes and terms directly with the insurer.

Pros & Cons

Pros
  • Numerous discounts to lower potential premiums
  • Get quotes online
  • J.D. Power rates customer satisfaction as above average
Cons
  • Coverage area is very limited
  • Few available endorsements
  • Alabama residents must purchase an annual membership

Discounts

  • Umbrella discount: If a policyholder carries a qualifying commercial, personal, or farm umbrella policy, they may be eligible for a reduction in their auto insurance premium.
  • Life insurance policy discount: Customers who also maintain an Alfa life insurance policy might qualify for a lower auto insurance rate.
  • Occupational discount: Alfa provides discounts for eligible occupations, including teachers, military personnel, first responders, state or federal employees, and auto industry workers.
  • Multi-car discount: Savings may be offered to customers who insure two or more private passenger vehicles on the same Alfa policy.
  • Homeownership: Homeowners can receive a discount on their auto policy even if their home insurance is not with Alfa.
  • Youth honor student: Full-time students with a GPA of 3.0 or above are often eligible for reduced insurance rates.

Details

  • Customer service: 1-800-964-2532
  • Website: alfainsurance.com
  • Mailing address: P.O. Box 11000, Montgomery, AL 36191-0001

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