American Family | Auto Insurance

American Family Insurance
4.0
American Family offers reliable, custom auto insurance with excellent support and protection.

Average Premium

  • Full Coverage $3106 / year
  • Min Coverage $983 / year

Coverage States

Rates by Driver Profile

Driver profile American Family National Average
Good driver, good credit $3,106 $2,697
Good driver, poor credit $4,500 $4,745
Speeding ticket with good credit $3,414 $3,299
At-fault accident with good credit $3,801 $3,862
DUI conviction with good credit $3,885 $5,287

Disclaimer: We are an independent information site, not an insurance company. All figures are estimates for comparison only; table data represents full coverage premiums. Please verify final quotes and terms directly with the insurer.

Pros & Cons

Pros
  • Average premiums for drivers with an at-fault accident or speeding citation on their record are lower than many competitors
  • Highly rated for customer satisfaction across several regions according to the 2023 J.D. Power U.S. Auto Insurance Study
  • Provides up to a 29% discount on auto rates when bundled with an American Family homeowners policy
Cons
  • Car insurance may not be offered in all states
  • The digital insurance experience might be less comprehensive than some rivals
  • Fewer optional/add-on coverage choices

Discounts

  • Early bird discount: If you have coverage with a different insurer and ask American Family for a quote at least seven days before your current policy begins, you could be eligible for this discount.
  • Steer into savings discount: This discount offers savings to new American Family customers who switch their auto insurance from another provider.
  • Young volunteer discount: Drivers under 25 who have completed 40 hours of volunteer work for a nonprofit organization may qualify for this discount.
  • Low mileage discount: Drivers who travel under 7,500 miles annually may qualify for additional savings.

Details

  • Customer service: 1-800-MYAMFAM (1-800-692-6326)
  • Website: amfam.com
  • Mailing address: 6000 American Parkway, Madison, WI 53783

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