Auto-Owners | Auto Insurance

Auto-Owners Insurance
4.3
Auto-Owners provides reliable auto insurance with flexible coverage and trusted customer support.

Average Premium

  • Full Coverage $1921 / year
  • Min Coverage $509 / year

Coverage States

Rates by Driver Profile

Driver profile Auto-Owners National Average
Good driver, good credit $1,921 $2,697
Good driver, poor credit $5,997 $4,745
Speeding ticket with good credit $2,214 $3,299
At-fault accident with good credit $2,614 $3,862
DUI conviction with good credit $3,873 $5,287

Disclaimer: We are an independent information site, not an insurance company. All figures are estimates for comparison only; table data represents full coverage premiums. Please verify final quotes and terms directly with the insurer.

Pros & Cons

Pros
  • Lifetime warranty on vehicle repairs resulting from a covered claim when serviced at an approved shop
  • Emergency expense benefit pays up to $500 for meals, lodging, and transportation if you’re stranded after a covered claim
  • Below-average premiums for comprehensive car insurance
Cons
  • Below-average J.D. Power ratings for overall customer satisfaction and claims handling
  • Not offered nationwide

Discounts

  • Teen monitoring discount: Install a GPS tracker in your teen’s vehicle or sign up for a smartphone monitoring app to qualify for this safety-related discount.
  • Green discount: Switch to paperless billing and pay online to potentially receive a reduced premium.
  • Payment history discount: Customers of Auto-Owners who consistently pay on time for 36 months could qualify for this discount.
  • Safety feature discounts:

Details

  • Customer service: 1-800-346-0346
  • Claims: 1-888-252-4626
  • Emergency roadside service: 1-888-869-2642
  • Website: auto-owners.com

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