Costco | Auto Insurance

Costco Insurance
3.8
Costco auto insurance offers reliable coverage, value, and trusted service for your peace of mind.

Average Premium

  • Full Coverage $2000 / year
  • Min Coverage $1000 / year

Coverage States

Rates by Driver Profile

Specific average premium data for this profile is currently unavailable on our platform. Insurance pricing involves complex underwriting criteria unique to each company and individual. To obtain the most accurate quote and understand how your specific driver profile impacts your premium, please contact the insurer's customer service team or visit their official website.

Pros & Cons

Pros
  • Costco members might prefer buying their insurance where they do their regular shopping
  • Gap coverage is available
  • Claims representatives are on call 24/7
Cons
  • Limited endorsements offered
  • No mobile application
  • Elevated-than-average NAIC complaints related to auto policies

Discounts

  • Garaging discount: You may qualify for a discount if you keep your vehicle parked in a garage overnight.
  • Tenure discount: Longer policyholders may receive a lower premium than what CONNECT charges new customers after reaching certain time-based milestones.
  • Good student discount: Full-time students who meet specified academic standards can earn a discount that lowers their coverage cost.
  • Student away discount: If a student attends school more than 100 miles from home and does not bring a vehicle to campus, they may be eligible for a discount.
  • Defensive driver discount: Completing an approved defensive driving or refresher course can qualify you for a discount as recognition of safer driving.
  • Multi-car and multi-product discounts: Insuring several vehicles with CONNECT can make you eligible for a multi-car discount, and bundling auto with other policies (for example homeowners or umbrella) may provide additional savings.
  • Premier safety discount: Drivers with a clean driving record for the past four years may qualify for this reward for consistently safe driving.
  • Vehicle safety features: Vehicles equipped with safety technologies—such as anti-lock brakes, airbags, automatic seatbelts, or anti-theft systems—may qualify for discounts.

Details

  • Customer service: 1-888-404-5365
  • Claims: 1-888-404-5365
  • Roadside assistance: 1-888-742-4572
  • Website: connectbyamfam.com/costco
  • Sales email: [email protected]

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