Direct Auto - Auto Insurance Quotes

3.8

Affordable auto insurance from Direct Auto, offering reliable coverage and easy claims support.

Average Premium

Full Coverage $2763 / year
Min Coverage $697 / year

Coverage States

AL
AR
DE
FL
GA
LA
MI
MS
NC
OH
PA
SC
TN
TX
VA

All Less

Rates by Driver Profile

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Driver profile	Direct Auto	National Average
Good driver, good credit	$2,763	$2,697
Good driver, poor credit	$3,339	$4,745
Speeding ticket with good credit	$3,492	$3,299
At-fault accident with good credit	$3,935	$3,862
DUI conviction with good credit	$4,087	$5,287

Disclaimer: We are an independent information site, not an insurance company. All figures are estimates for comparison only; table data represents full coverage premiums. Please verify final quotes and terms directly with the insurer.

Pros & Cons

Pros

Focuses on non-standard auto insurance
Payment schedules and due dates that adapt to you
Numerous discounts available to lower your costs

Cons

Mobile app receives low ratings
Service not offered nationwide
Numerous customer complaints filed with the NAIC

Discounts

Military discount: Active-duty service members may qualify for up to a 25% savings with appropriate proof of service.
Senior citizen discount: Drivers aged 55 and older who complete a defensive driving course may receive up to a 5% discount.
DynamicDrive discount: Signing up for Direct Auto's telematics program can result in an initial savings of up to 10%, with the possibility of additional reductions for safe driving behavior.
Prior coverage discount: You might get up to a 25% discount if you maintained insurance for at least six months with no more than a 90-day lapse and your previous insurer was not Direct Auto; allowable lapse periods may differ by state.
Welcome back discount: Re-enrolling with Direct Auto after being away for six months or longer could qualify you for up to a 6% discount.
Good student discount: Full-time students who maintain strong grades may be eligible for a discount of up to 10%.

Details

Customer service: 1-877-463-4732
Claims: 1-800-403-1077
Sales: 1-877-463-4732 and press 2
Website: directauto.com
Email: directauto.com/emailus

Direct Auto | Auto Insurance