Fred Loya - Auto Insurance Quotes

3.4

Fred Loya auto insurance offers affordable coverage, reliable support, and quick claims handling.

Average Premium

Full Coverage $2300 / year
Min Coverage $600 / year

Coverage States

AL
AZ
CA
CO
GA
IL
IN
NV
NM
OH
OK
TX

All Less

Rates by Driver Profile

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Specific average premium data for this profile is currently unavailable on our platform. Insurance pricing involves complex underwriting criteria unique to each company and individual. To obtain the most accurate quote and understand how your specific driver profile impacts your premium, please contact the insurer's customer service team or visit their official website.

Pros & Cons

Pros

May provide coverage for drivers who cannot obtain a policy from other insurers
SR-22 filing offered
No credit check needed
Can be purchased at convenient locations such as grocery store chains and shopping centers

Cons

Unable to file claims 24/7
Few digital options available
Elevated NAIC complaint rate

Discounts

Homeowner discount: Although Fred Loya does not provide homeowners insurance, owning a home may make you eligible for a discount on your auto insurance.
Prior insurance discount: You may qualify for a discount with Fred Loya Insurance if you have maintained continuous auto insurance for at least the past 12 months.
EFT discount: Enrolling in a monthly electronic funds transfer (EFT) payment could make you eligible for a discount.
Family discount: Adding other household drivers to your policy may lower your premium.
New car discount: Having a newly purchased vehicle could reduce the cost of your auto policy.
Vehicle alarm discount: Installing a state-approved alarm system on your vehicle may qualify you for a vehicle alarm discount.

Details

Customer service: 1-800-444-4040
Claims: 1-800-880-0472
Website: fredloya.com
Customer service email: [email protected]
Claims mailing address for company: P.O. Box 972450 El Paso, TX 79997

Fred Loya | Auto Insurance