Gainsco | Auto Insurance

Gainsco Insurance
3.0
Gainsco auto insurance offers reliable coverage, fast claims, and affordable protection for drivers.

Average Premium

  • Full Coverage $1900 / year
  • Min Coverage $700 / year

Coverage States

Rates by Driver Profile

Specific average premium data for this profile is currently unavailable on our platform. Insurance pricing involves complex underwriting criteria unique to each company and individual. To obtain the most accurate quote and understand how your specific driver profile impacts your premium, please contact the insurer's customer service team or visit their official website.

Pros & Cons

Pros
  • Drivers who are unable to obtain coverage from standard insurers might be eligible for GAINSCO policies
  • A subsidiary of State Farm, the leading U.S. insurer by market share
  • The company employs bilingual agents
Cons
  • Limited coverage options and product offerings
  • Over twice the average number of NAIC complaints
  • Customer service contact center not available 24/7

Discounts

  • Advance shopping discount: Buy your GAINSCO policy between three and thirty days before your renewal date to potentially receive a discount.
  • Pay-in-full discount: Although GAINSCO provides installment plans, paying the full premium upfront may qualify policyholders for savings.
  • Homeowner’s discount: Owners of a house, mobile home, condo, or townhouse who hold a GAINSCO policy might be eligible for a homeowners discount on their auto insurance.
  • AutoPay discount: Enrolling in automatic payments (AutoPay) can lower your auto insurance premium.

Details

  • Customer service: 1-833-424-6726
  • Website: gainsco.com

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