NJM - Auto Insurance Quotes

4.2

NJM auto insurance offers reliable coverage, fair rates, and trusted service for every driver.

Average Premium

Full Coverage $2210 / year
Min Coverage $1084 / year

Coverage States

CT
MD
NJ
OH
PA

All Less

Rates by Driver Profile

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Driver profile	NJM	National Average
Good driver, good credit	$2,210	$2,697
Good driver, poor credit	$3,878	$4,745
Speeding ticket with good credit	$2,552	$3,299
At-fault accident with good credit	$2,399	$3,862
DUI conviction with good credit	$2,552	$5,287

Disclaimer: We are an independent information site, not an insurance company. All figures are estimates for comparison only; table data represents full coverage premiums. Please verify final quotes and terms directly with the insurer.

Pros & Cons

Pros

Below-average complaint volume filed with the National Association of Insurance Commissioners (NAIC)
AM Best financial strength rating: A+ (Superior)
Numerous discount options that could lower your premium

Cons

No accident forgiveness available
Customer support not available 24/7
No new car replacement endorsement offered

Discounts

Full coverage: NJM may offer a discount for selecting a higher level of protection. Purchasing both comprehensive and collision coverage could qualify you for savings.
New car: If your vehicle is a model from the past two years, you may be eligible for a lower premium.
Mature driver: Older drivers who reach a specified age and complete an approved driver safety course may qualify for a discount; availability and requirements can differ by state.
Electronic payment: Setting up automatic electronic payments may reduce your NJM car insurance cost.

Details

Customer service: 1-800-232-6600
Claims: 1-800-367-6564
Website: NJM.com
Payments address: PO Box 70167, Philadelphia, PA 19176
Mailing address: 301 Sullivan Way, PO Box 428, West Trenton, NJ 08628

NJM | Auto Insurance