Shelter - Auto Insurance Quotes

4.1

Protect your vehicle with reliable auto insurance coverage, flexible options, and trusted support.

Average Premium

Full Coverage $2238 / year
Min Coverage $586 / year

Coverage States

AR
CO
IL
IN
IA
KS
KY
LA
MS
MO
NE
NV
OH
OK
TN

All Less

Rates by Driver Profile

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Driver profile	Shelter	National Average
Good driver, good credit	$2,238	$2,697
Good driver, poor credit	$4,082	$4,745
Speeding ticket with good credit	$2,310	$3,299
At-fault accident with good credit	$2,761	$3,862
DUI conviction with good credit	$2,604	$5,287

Disclaimer: We are an independent information site, not an insurance company. All figures are estimates for comparison only; table data represents full coverage premiums. Please verify final quotes and terms directly with the insurer.

Pros & Cons

Pros

Ranked #1 for customer satisfaction in the Central region by J.D. Power
Comprehensive coverage options
All policies include roadside assistance and new car replacement

Cons

Not offered nationwide
Above-average premiums for younger drivers
Lacks accident forgiveness

Discounts

Prior carrier tenure discount: New customers may qualify for a discount based on the length of time they held a policy with their previous insurer when they transfer their auto coverage to Shelter.
Pay in full discount: Paying your premium in full every six months or annually may save you up to 10 percent.
Bundling discounts: Policyholders who also hold life or property insurance with Shelter may be eligible for a bundling discount on their auto policy.
Driver training course discount: In eligible states, a listed driver under 21 who completes an approved driver training course may qualify for a discount.
Loyalty discount: After remaining with Shelter for a specified number of years, you may become eligible for renewal discounts.
Accident prevention course discount: If you are the primary driver on the policy, completing an approved accident prevention course may qualify you for a discount.
Length of ownership discount: Certain vehicles may qualify for a discount based on how long they have been owned.

Details

Customer service: 1-800-743-5837R
Claims: 1-800-743-5837
Roadside assistance: 1-855-817-6510
Website: shelterinsurance.com
Mailing address: 1817 W. Broadway, Columbia, MO 65218

Shelter | Auto Insurance