Tesla | Auto Insurance

Tesla Insurance
3.6
Tesla auto insurance offers smart, flexible coverage designed for modern drivers and their vehicles.

Average Premium

  • Full Coverage $1400 / year
  • Min Coverage $900 / year

Coverage States

Rates by Driver Profile

Specific average premium data for this profile is currently unavailable on our platform. Insurance pricing involves complex underwriting criteria unique to each company and individual. To obtain the most accurate quote and understand how your specific driver profile impacts your premium, please contact the insurer's customer service team or visit their official website.

Pros & Cons

Pros
  • A variety of optional coverages offered, subject to state regulations
  • Tesla owners in California may insure non-Tesla vehicles as well
  • Many states support real-time driving behavior assessments, letting drivers influence their premiums
  • Drivers with safer behavior may qualify for reduced insurance rates
  • Roadside assistance is provided
Cons
  • Operates in just 12 states
  • Offers only auto insurance, so bundling options are unavailable
  • Coverage is restricted to Tesla owners in every state except California
  • Primary interaction with Tesla is via the app, making it potentially hard to contact a live agent
  • No third-party ratings available for customer or claims satisfaction

Discounts

  • Airbag discount: A discount may be available for drivers whose vehicle has an airbag that complies with federal crash standards.
  • Defensive driver discount: Drivers aged 55 and older who finish a safety course approved by their state DMV may be eligible for this savings.
  • Good or elite driver discount: A good driver discount may apply to drivers with no major violations and at most one minor infraction in the last three years; an elite driver discount could be offered to those with no violations or at-fault accidents in the past five years.
  • Good student discount: Full-time undergraduate or graduate students in satisfactory academic standing may qualify for this discount.
  • Multi-car discount: This discount is automatically applied when multiple vehicles are covered under Tesla Insurance.
  • Group discount: Employees currently working for Tesla may be eligible for this group discount.
  • Anti-theft device discount: A discount may be added if your vehicle is equipped with an alarm or an active disabling anti-theft device.

Details

  • Customer service: 1-844-348-3752
  • Website: tesla.com

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