Vermont Mutual | Auto Insurance

Vermont Mutual Insurance
3.0
Protect what matters with reliable auto insurance coverage tailored to keep you safe on every drive.

Average Premium

  • Full Coverage $2130 / year
  • Min Coverage $623 / year

Coverage States

Rates by Driver Profile

Driver profile Vermont Mutual National Average
Good driver, good credit $2,130 $2,697
Good driver, poor credit $2,395 $4,745
Speeding ticket with good credit $3,009 $3,299
At-fault accident with good credit $4,039 $3,862
DUI conviction with good credit $5,754 $5,287

Disclaimer: We are an independent information site, not an insurance company. All figures are estimates for comparison only; table data represents full coverage premiums. Please verify final quotes and terms directly with the insurer.

Pros & Cons

Pros
  • Save by bundling homeowners and auto policies
  • Discounts offered for insuring multiple vehicles and for cars with safety features
  • Local agents ready to help
Cons
  • Auto insurance available only in Maine, Massachusetts, New Hampshire, and Vermont
  • No mobile app and no live chat for managing policies or asking questions
  • Claims office isn’t open 24/7, although a phone line is provided for after-hours claims reporting

Discounts

  • Safety/security equipment discount: If your vehicle has certain safety features—such as anti-theft systems and airbags—you may qualify for a reduction in your auto insurance premium. Consider asking your agent whether installing additional security devices could make you eligible for a larger discount.
  • Multiple policy discount: Policyholders who bundle their auto and homeowners coverage with the insurer can often receive savings. This bundling discount applies only in states where Vermont Mutual offers both auto and home policies: Massachusetts, Maine, New Hampshire, and Vermont.

Details

  • Customer service: 1-802-223-2341
  • Payment address: Vermont Mutual Insurance Group, 89 State Street, P.O. Box 188, Montpelier, Vermont 05601-0188
  • Website: vermontmutual.com

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