myAutoLoan | Auto Loan

3.7

myAutoLoan is an online loan aggregator for new or used car purchases, refinancing, private sales, and lease buyouts.

Loan Details

Loan Amount Starting at $8,000
APR From Starting at 4.09%
Min Credit Score 600

Rates by Type

	New/Used Car Loans	Refinancing	Private-party	Lease Buyout
APR	From 6.49%	From 4.09%	From 6.49%	From 4.59%
Loan Amounts	From $8,000	From $5,000	From $8,000	From $8,000
Loan Terms	24-84 months	24-84 months	24-84 months	24-84 months

Disclaimer: We are an independent information site, not an insurance company. All figures are estimates for comparison only; table data represents full coverage premiums. Please verify final quotes and terms directly with the insurer.

Pros & Cons

Pros

Flexible approval rules for many borrowers.
Get funding within 24 hours of approval.
Daily updated low rates are shown online.

Cons

Availability may be limited in some states.
Minimum loan amount starts at $8,000.
Older, high-mileage vehicles may not qualify.

Eligibility

Specific loan approval depends on the lender you are matched with, but these minimum requirements are fixed across all lenders.

Must be at least 18 years old
Have a FICO credit score of at least 600
Have gross annual income of at least $21,600 for a non-refinancing purchase
Have gross annual income of at least $18,000 for auto refinancing
Select a vehicle that is no more than 10 years old and has under 125,000 miles

Application

Apply Now

The myAutoLoan application process is completed entirely online. It only takes three steps:

First, myAutoLoan will ask you to provide certain details, such as your driver's license and proof of income, to finish the application. It should take less than five minutes to complete.

At this stage, myAutoLoan will show you four loan offers that match your credit profile and financial situation.

If you find a loan offer that suits your needs, submit a formal application with the lender and upload any documents that are required.