PNC | Auto Loan

PNC Auto Loan
4.1
PNC helps eligible drivers finance or refinance vehicles with options to lower monthly payments.

Loan Details

  • Loan Amount $5,000-$100,000
  • APR From 5.34%
  • Min Credit Score 630

Rates by Type

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New/Used Car Loans Refinancing
APR From 5.34% From 5.69%
Loan Amounts $5,000–$100,000 $5,000–$100,000
Loan Terms 12–72 months 12–72 months

Disclaimer: We are an independent information site, not an insurance company. All figures are estimates for comparison only; table data represents full coverage premiums. Please verify final quotes and terms directly with the insurer.

Pros & Cons

Pros
  • Backed by a large U.S. financial institution.
  • Good for existing PNC customers.
  • Traditional bank convenience.
Cons
  • Availability may not cover every market.
  • Terms depend on creditworthiness.
  • Online product details may be limited.

Eligibility

To qualify for auto financing with PNC, applicants generally need to meet the following criteria:

  • Be a U.S. resident in an eligible area.
  • Be at least 18 years old.
  • Have verifiable income and stable employment.
  • Maintain acceptable credit.
  • Meet vehicle eligibility requirements.

Application

The application process usually involves submitting your financial and vehicle information for review.

1. Confirm financing availability.

Check whether PNC auto financing is available for your location and vehicle type.

2. Prepare your documents.

Collect the information needed to complete the application, including income and identification documents.

3. Apply for financing.

Submit your application through the appropriate PNC channel or branch.

4. Review and sign.

If approved, review all loan terms carefully and sign the final agreement.

  • Driver's license or state ID.
  • Proof of income.
  • Proof of residence.
  • Vehicle details.
  • Insurance information if requested.
  • Additional supporting documents as needed.

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Total Loan Amount
$
Loan Terms
months Number range from 1-480
Interest Rate
% Number range from 0-99
Start Date
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