Best Auto Refinance Lenders

Fifth Third Bank

3.6
- Get discounts with Fifth Third banking and autopay.
- Choose terms as short as 48 months.
- Borrow from $2,000 up to $80,000.
- Get discounts with Fifth Third banking and autopay.
- Choose terms as short as 48 months.
- Borrow from $2,000 up to $80,000.
N/A

APR from

Check Rates
Gravity Lending

4.4
- No upfront fees when comparing lenders.
- Apply online and upload documents easily.
- Delay payments up to 90 days, with interest.
- No upfront fees when comparing lenders.
- Apply online and upload documents easily.
- Delay payments up to 90 days, with interest.
- Available in all 50 states, with co-borrower options.
3.89%

APR from

Check Rates
iLending

4.5
- Get personalized refinance support.
- Credit scores from 560 may qualify.
- Quick online application in minutes.
- Get personalized refinance support.
- Credit scores from 560 may qualify.
- Quick online application in minutes.
4.99%

APR from

Check Rates
LendingClub

4.1
- No origination fees on auto refinance.
- Apply online and get an instant offer.
- Prequalify with a soft credit check.
- No origination fees on auto refinance.
- Apply online and get an instant offer.
- Prequalify with a soft credit check.
5.49%

APR from

Check Rates
LightStream

4.0
- No fees or prepayment penalties.
- Competitive rates for qualified borrowers.
- Funds can be used for private-party purchases.
- No fees or prepayment penalties.
- Competitive rates for qualified borrowers.
- Funds can be used for private-party purchases.
- Offers a simple online application process.
6.49%

APR from

Check Rates
M&T Bank

3.7
- Loans start as low as $2,000.
- Existing customers may get a rate discount.
- 24/7 customer support is available.
- Loans start as low as $2,000.
- Existing customers may get a rate discount.
- 24/7 customer support is available.
6.14%

APR from

Check Rates
myAutoLoan

3.7
- Flexible approval rules for many borrowers.
- Get funding within 24 hours of approval.
- Daily updated low rates are shown online.
- Flexible approval rules for many borrowers.
- Get funding within 24 hours of approval.
- Daily updated low rates are shown online.
4.09%

APR from

Check Rates
RefiJet

4.1
- See personalized rate quotes with no hard credit check.
- Enjoy a two-month break from auto payments.
- Tap your car equity for cash back when refinancing.
- See personalized rate quotes with no hard credit check.
- Enjoy a two-month break from auto payments.
- Tap your car equity for cash back when refinancing.
4.99%

APR from

Check Rates
Tenet

4.1
- Financing options for electric vehicles.
- May offer refinancing for EV loans.
- Online application process.
- Financing options for electric vehicles.
- May offer refinancing for EV loans.
- Online application process.
- Can be a fit for borrowers focused on EV financing.
5.99%

APR from

Check Rates
Tresl

3.9
- Prequalify with a soft credit check.
- Apply online and upload documents easily.
- Get a dedicated advisor to guide you.
- Prequalify with a soft credit check.
- Apply online and upload documents easily.
- Get a dedicated advisor to guide you.
4.85%

APR from

Check Rates
U.S. Bank

3.3
- Shop vehicles online before visiting dealers.
- Get a 0.20% rate discount with Smart Rewards.
- Use preapproval, then finalize at a branch.
- Shop vehicles online before visiting dealers.
- Get a 0.20% rate discount with Smart Rewards.
- Use preapproval, then finalize at a branch.
5.83%

APR from

Check Rates
Southeast Financial

3.9
- May offer flexible lending.
- Useful for specialized borrowing needs.
- Personalized support during the process.
- May offer flexible lending.
- Useful for specialized borrowing needs.
- Personalized support during the process.
3.50%

APR from

Check Rates