Santander | Auto Loan

To qualify for auto financing with Santander, applicants generally need to meet the following criteria:

• Be at least 18 years old.
• Have a valid U.S. address and phone number.
• Provide proof of income and employment.
• Meet credit and underwriting requirements.
• Purchase through an eligible dealer if required.

The application process usually starts at a participating dealership or through the lender's financing channel.

1. Choose an eligible vehicle and dealer.

Find a participating dealership or lending option that works with Santander financing.

2. Submit your application.

Provide your personal, employment, and income information for credit review.

3. Review the financing offer.

Compare the APR, term, monthly payment, and total cost before accepting the offer.

4. Finalize the purchase or loan.

Sign the financing agreement and complete any dealer or lender requirements.

• Government-issued ID.
• Proof of income.
• Proof of residence.
• Vehicle information.
• Insurance details if required.
• Any documents requested by the dealer or lender.