Wells Fargo | Auto Loan

Wells Fargo Auto Loan
3.2
Wells Fargo offers new and used auto loans through partner dealerships, a solid option for good-credit borrowers who want in-person support.

Loan Details

  • Loan Amount Varies by dealership
  • APR From Varies by dealership
  • Min Credit Score Not Specified

Rates by Type

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The rate information for this financing option is currently unavailable. APRs, loan amounts, and loan terms may differ depending on the lender’s underwriting standards, the applicant’s credit profile, income, debt-to-income ratio, and vehicle details. The figures shown on this page are intended for reference only and should not be considered a final offer. Please contact the lender directly or return later for the most accurate and up-to-date information.

Pros & Cons

Pros
  • Backed by a large national bank.
  • May offer competitive auto loan options for qualified borrowers.
  • Branch and online banking convenience.
  • Useful for existing Wells Fargo customers.
Cons
  • Availability and terms may vary by state and credit profile.
  • Best rates may require strong credit.
  • Product details may be less transparent than some online lenders.
  • Not all borrowers will qualify.

Eligibility

Wells Fargo does not publish specific credit or income requirements for loan approval. If your credit score is low, Wells Fargo recommends applying for a car loan with a co-applicant who will share responsibility for the payments.

Application

To apply for a loan through Wells Fargo, you must work with one of the dealers in its network. As a result, the entire application process is completed through your selected dealership. The exact steps may vary, but you will likely need several common documents and details.

1. Find a vehicle

Research your options to determine which vehicle best fits your lifestyle. You can also look for dealers in your area that may have the models and features you want.

2. Talk to the dealer about financing options

Wells Fargo does not provide direct financing, so ask dealers whether they offer Wells Fargo auto loans. If you want to use Wells Fargo, make sure the dealer can provide this financing option.

3. Fill out an auto loan application

You will need to provide basic information about your income and expenses.

  • Vehicle information.
  • Driver's license number, including the issue and expiration dates.
  • Personal contact information.
  • Social Security number.
  • Proof of employment.
  • Proof of insurance.

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Total Loan Amount
$
Loan Terms
months Number range from 1-480
Interest Rate
% Number range from 0-99
Start Date
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