AAA - Auto Insurance Quotes

3.8

AAA offers comprehensive auto insurance with reliable, member-focused service you can trust.

Average Premium

Full Coverage $2299 / year
Min Coverage $627 / year

Coverage States

AL
AK
AZ
AR
CA
CO
CT
DE
DC
FL
GA
HI
ID
IL
IN
IA
KS
KY
LA
ME
MD
MA
MI
MN
MS
MO
MT
NE
NV
NH
NJ
NM
NY
NC
ND
OH
OK
OR
PA
RI
SC
SD
TN
TX
UT
VT
VA
WA
WV
WI
WY

All Less

Rates by Driver Profile

Get a Quote

Driver profile	AAA	National Average
Good driver, good credit	$2,299	$2,697
Good driver, poor credit	$4,782	$4,745
Speeding ticket with good credit	$3,113	$3,299
At-fault accident with good credit	$3,171	$3,862
DUI conviction with good credit	$4,111	$5,287

Disclaimer: We are an independent information site, not an insurance company. All figures are estimates for comparison only; table data represents full coverage premiums. Please verify final quotes and terms directly with the insurer.

Pros & Cons

Pros

Chance to collaborate with nearby agents
Local chapters might provide special advantages tied to your region
Availability of AAA member benefits and savings

Cons

Third parties underwrite auto coverage
Customer satisfaction differs by region
AAA roadside membership may be required to purchase

Discounts

AAA membership: If you belong to AAA, you could receive up to a 10% reduction on your auto insurance premiums.
Safe driving telematics: AAA policyholders may qualify for telematics programs like AAADrive, SmartTrek, or OnBoard, which offer rewards for safe driving by monitoring behavior through a mobile app.
Good student: Full-time high school or college students may qualify for a grade-based discount. This savings is typically available to drivers aged 24 and under.
Education and occupation: Having certain educational credentials or working in an eligible profession can lower your AAA car insurance costs. This isn’t a standard discount but is reflected in the policy’s pricing.
Bundling discounts: You may get a lower rate if you insure multiple vehicles with AAA or combine your auto policy with AAA homeowners insurance.

Details

Customer service: 1-877-387-8378
Website: aaa.com
Join AAA: 1-800-564-6222
Technical assistance: 1-877-736-7813
Roadside assistance: 1-800-222-4357

AAA | Auto Insurance