AARP | Auto Insurance

AARP Insurance
3.8
AARP auto insurance offers reliable coverage, savings, and support for confident driving.

Average Premium

  • Full Coverage $2144 / year
  • Min Coverage $1200 / year

Coverage States

Rates by Driver Profile

Specific average premium data for this profile is currently unavailable on our platform. Insurance pricing involves complex underwriting criteria unique to each company and individual. To obtain the most accurate quote and understand how your specific driver profile impacts your premium, please contact the insurer's customer service team or visit their official website.

Pros & Cons

Pros
  • The Hartford performs strongly in customer claims satisfaction
  • AARP members receive additional benefits with their auto coverage
  • Offers the option to bundle home and auto policies through The Hartford
Cons
  • Eligibility restricted to AARP members
  • May introduce extra complexity because AARP isn’t an insurer but collaborates with insurance companies
  • Drivers younger than 50 cannot join

Discounts

  • AARP member: Joining could qualify you for discounts of up to 10%.
  • Paid-in-full: Paying your premium in full upfront may lower your insurance costs compared with monthly payments.
  • TrueLane: Install The Hartford’s app to earn up to 12% off your premium; continued app-based driving monitoring could lead to up to 25% savings at renewal.
  • Bundle insurance: Buying home, renter, or condo insurance together with your auto policy through AARP can yield up to 5% off your auto premium and up to 20% off your home, renter, or condo policy.
  • Defensive driver course: Completing an approved defensive driving course and submitting the completion certificate can reduce your rate for up to three years.
  • Safe driver training: Drivers under 21 (or under 25 in Georgia) may be eligible for a discount after finishing an approved safe-driver training program.
  • Fuel type: Driving a hybrid or electric vehicle often qualifies you for a premium discount.
  • Safety features: Having safety features like anti-lock brakes or extra airbags may make you eligible for a policy discount.

Details

  • Customer service: 1-888-687-2277
  • Auto claims: 1-800-243-5860
  • Website: aarp.org
  • Mailing address: Varies by state

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