American Modern | Auto Insurance

American Modern Insurance
3.9
Reliable auto insurance from American Modern helps protect your vehicle with flexible coverage options.

Average Premium

  • Full Coverage $3000 / year
  • Min Coverage $1400 / year

Coverage States

Rates by Driver Profile

Specific average premium data for this profile is currently unavailable on our platform. Insurance pricing involves complex underwriting criteria unique to each company and individual. To obtain the most accurate quote and understand how your specific driver profile impacts your premium, please contact the insurer's customer service team or visit their official website.

Pros & Cons

Pros
  • Insurance plans tailored for collectors and other high-value vehicles
  • Agreed-value total loss settlement offered
  • Online product guide to help customers choose the right policy
Cons
  • Several customers mention a prolonged claims process
  • Standard vehicles not covered
  • No options for high-risk drivers

Discounts

  • Collections valued over $150,000: American Modern may provide credits for high-value collector vehicles based on how they are stored and protected.
  • Car club membership: Membership in an approved car club might qualify you for a discount.
  • Accident prevention course: In select states, completing an accident prevention course can earn you up to a 10% discount from American Modern.
  • Anti-theft device: Depending on the specific feature and state, installing certain anti-theft devices can qualify for up to a 20% discount, with amounts varying by state.

Details

  • Customer service: 1-800-543-2644
  • Claims: (800) 375-2075
  • Emergency roadside service: (866) 877-9095
  • Website: amig.com

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