Electric | Auto Insurance

Electric Insurance
3.1
Electric auto insurance offers reliable coverage, quick claims, and peace of mind on every drive.

Average Premium

  • Full Coverage $2273 / year
  • Min Coverage $552 / year

Coverage States

Rates by Driver Profile

Driver profile Electric National Average
Good driver, good credit $2,273 $2,697
Good driver, poor credit $4,824 $4,745
Speeding ticket with good credit $2,787 $3,299
At-fault accident with good credit $2,584 $3,862
DUI conviction with good credit $4,255 $5,287

Disclaimer: We are an independent information site, not an insurance company. All figures are estimates for comparison only; table data represents full coverage premiums. Please verify final quotes and terms directly with the insurer.

Pros & Cons

Pros
  • Comprehensive coverage plans offer optional add-ons not commonly available elsewhere
  • The Risk Coach program assists in spotting coverage gaps
  • A wide range of discounts could help you reduce costs
Cons
  • Not evaluated by J.D. Power
  • Ridesharing coverage not offered
  • Mobile app lacks full functionality

Discounts

  • Great Driver App discount: Electric's safe driver reward program uses the Great Driver app. You can get a 10% discount for installing the app, and after 100 days of driving with it you could qualify for up to a 20% discount when you renew.
  • Plan ahead discount: If you obtain a quote from Electric Insurance before your current policy ends, you may be eligible for a premium discount.
  • Electric and hybrid discount: Electric provides a specific discount for drivers who insure a fully electric or hybrid vehicle.
  • Married status discount: Married policyholders aged over 15 may qualify for a discount on certain types of auto insurance coverage.

Details

  • Customer service: 1-800-227-2757
  • Sales: 1-800-342-5342
  • Claims: 1-800-227-2757
  • Website: electricinsurance.com
  • Claims email: [email protected]
  • Mailing address: P.O. Box 9147 Chelsea, MA 02150

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