Erie | Auto Insurance

Erie Insurance
4.1
Erie auto insurance offers reliable coverage, flexible options, and trusted protection for every drive.

Average Premium

  • Full Coverage $2269 / year
  • Min Coverage $745 / year

Coverage States

Rates by Driver Profile

Driver profile Erie National Average
Good driver, good credit $2,269 $2,697
Good driver, poor credit $4,842 $4,745
Speeding ticket with good credit $2,528 $3,299
At-fault accident with good credit $2,627 $3,862
DUI conviction with good credit $4,153 $5,287

Disclaimer: We are an independent information site, not an insurance company. All figures are estimates for comparison only; table data represents full coverage premiums. Please verify final quotes and terms directly with the insurer.

Pros & Cons

Pros
  • Outstanding customer satisfaction and claims ratings from J.D. Power
  • Erie Rate Lock can help guard against future premium increases
  • Comprehensive coverage plans come with several endorsements included by default
Cons
  • Available only in 12 states plus D.C.
  • Restricted digital features
  • Fewer savings opportunities than rivals

Discounts

  • Vehicle storage discount: If you plan to keep your insured vehicle in storage for 90 days or longer, Erie may be able to lower your premium to account for the reduced usage (not available in Kentucky).
  • Paid-in-full discount: Erie might offer a discount to customers who pay their annual auto insurance premium in a single payment instead of spreading it out in monthly installments.
  • Erie Rate Lock: Where offered, this endorsement locks in your auto insurance premium from year to year; your rate will only change if you add or remove a driver or vehicle, or change the vehicle’s garaging address.
  • Youthful driver discounts: Drivers under 21 may qualify for several discounts from Erie, either for maintaining consecutive years on another Erie policy or for completing an approved driver training program.

Details

  • Customer service: 1-800-458-0811
  • Claims: 1-800-367-3743
  • Emergency roadside service: 1-800-367-3743, option 2
  • Website: erieinsurance.com

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