Esurance | Auto Insurance

Esurance Insurance
2.9
Esurance auto insurance offers fast, simple coverage with smart online tools and reliable support.

Average Premium

  • Full Coverage $2629 / year
  • Min Coverage $1032 / year

Coverage States

Rates by Driver Profile

Driver profile Esurance National Average
Good driver, good credit $2,629 $2,697
Good driver, poor credit $4,564 $4,745
Speeding ticket with good credit $3,158 $3,299
At-fault accident with good credit $4,926 $3,862
DUI conviction with good credit $3,818 $5,287

Disclaimer: We are an independent information site, not an insurance company. All figures are estimates for comparison only; table data represents full coverage premiums. Please verify final quotes and terms directly with the insurer.

Pros & Cons

Pros
  • Top-rated mobile app for managing policies
  • Simple online quotes and fast coverage purchase
  • Supported by Allstate, a top-rated insurer
Cons
  • No longer issuing new policies
  • Limited availability of add-on coverages
  • Offers fewer advertised discounts than certain competitors

Discounts

  • DriveSense telematics discount: Policyholders can receive an automatic discount by enrolling in Esurance’s DriveSense telematics program, and may qualify for additional savings based on safe driving behavior tracked by the app. DriveSense is offered in 35 states only.
  • Bundling discount: Esurance may offer a bundling discount to customers who combine an auto policy with a motorcycle or renters insurance policy.

Details

  • Customer service: 1-800-378-7262
  • Claims: 1-800-378-7262 (then press 3)
  • Website: esurance.com
  • Mailing address: C/O Allstate Insurance Company, P.O. Box 660637, Dallas, TX 75266-0637.

Popular Companies

  • State Farm Insurance
  • GEICO Insurance
  • Progressive Insurance
  • Allstate Insurance
  • USAA Insurance
  • Liberty Mutual Insurance
  • Farmers Insurance
  • Travelers Insurance