Farm Bureau | Auto Insurance

Farm Bureau Insurance
3.9
Affordable auto insurance with reliable protection, flexible coverage, and service you can count on.

Average Premium

  • Full Coverage $2231 / year
  • Min Coverage $554 / year

Coverage States

Rates by Driver Profile

Driver profile Farm Bureau National Average
Good driver, good credit $2,231 $2,697
Good driver, poor credit $4,130 $4,745
Speeding ticket with good credit $2,661 $3,299
At-fault accident with good credit $3,212 $3,862
DUI conviction with good credit $4,588 $5,287

Disclaimer: We are an independent information site, not an insurance company. All figures are estimates for comparison only; table data represents full coverage premiums. Please verify final quotes and terms directly with the insurer.

Pros & Cons

Pros
  • Certain Farm Bureaus provide telematics programs
  • Most branches offer a variety of discounts
  • Extra membership benefits might be offered, depending on the branch
Cons
  • Not offered in all states
  • Optional coverages might be more restricted than with other auto insurers
  • Available coverages and discounts differ by state Farm Bureau

Discounts

  • Young driver safety program: Designed for newer drivers, this program teaches safe driving habits and may lower their auto insurance premiums.
  • Driveology: Farm Bureau's telematics program monitors driving behavior and could qualify you for a discount up to 50% on your coverage.
  • Claim-free discount: Availability depends on state rules; drivers who avoid accidents and make fewer claims may qualify for this discount.
  • Low mileage discount: This discount may apply to drivers who drive under 7,500 miles per year.
  • Continued in-force credit: Policyholders who keep renewing their Farm Bureau auto insurance may receive loyalty credits on future renewals.
  • Members Choice: Combine your auto policy with Farm Bureau car, home, boat, motorcycle or other policies to receive a discount and consolidate to one premium and one deductible.

Details

  • Customer service: 1-800-526-7270
  • Website: fbfs.com

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