Kemper - Auto Insurance Quotes

3.1

Reliable auto insurance from Kemper helps protect you, your car, and your peace of mind.

Average Premium

Full Coverage $3174 / year
Min Coverage $1340 / year

Coverage States

AL
AK
AZ
AR
CA
CO
CT
DE
DC
FL
GA
HI
ID
IL
IN
IA
KS
KY
LA
ME
MD
MA
MI
MN
MS
MO
MT
NE
NV
NH
NJ
NM
NY
NC
ND
OH
OK
OR
PA
RI
SC
SD
TN
TX
UT
VT
VA
WA
WV
WI
WY

All Less

Rates by Driver Profile

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Driver profile	Kemper	National Average
Good driver, good credit	$3,174	$2,697
Good driver, poor credit	$4,328	$4,745
Speeding ticket with good credit	$3,362	$3,299
At-fault accident with good credit	$4,177	$3,862
DUI conviction with good credit	$4,028	$5,287

Disclaimer: We are an independent information site, not an insurance company. All figures are estimates for comparison only; table data represents full coverage premiums. Please verify final quotes and terms directly with the insurer.

Pros & Cons

Pros

SR-22 filings offered
Accepts drivers with international driver’s licenses, state IDs, and Matrícula Consular ID cards from Mexico
Yearly policies

Cons

Endorsement options are less distinctive than those offered by other insurers
Based on specific circumstances, your auto policy might be underwritten by a partner company rather than Kemper directly
Placed last in J.D. Power’s 2023 U.S. Auto Claims Satisfaction Study

Discounts

Kemper Co-Pilot: Kemper provides a telematics program that monitors driving behavior. Participants may receive an automatic 10% discount simply for signing up.
Defensive driving course discount: Completing an approved defensive driving course and meeting Kemper’s criteria can make you eligible for a discount.
Multi-car discount: Insuring multiple vehicles with Kemper can qualify you for a reduced premium on each policy.
Good student discount: Full-time students who keep a GPA of 3.0 or above may qualify for a student discount on auto insurance.
Paid-in-full discount: Kemper offers a discount to customers who pay the entire policy premium up front rather than in installments.
Military discount: Active duty service members and National Guard members may be eligible for a military auto insurance discount.

Details

Customer service: 1-866-860-9348
Customer service email: [email protected]
Website: kemper.com
Mailing address: P.O. Box 830189, Birmingham, AL, 35283-0189
Claims: 1-800-353-6737 or 800-3-KEMPER
Claims mailing address: P.O. Box 2843, Clinton, IA, 52733
Auto roadside assistance: 877-268-7416

Kemper | Auto Insurance