National General | Auto Insurance

National General Insurance
4.0
National General offers reliable, flexible auto insurance with personalized coverage and support.

Average Premium

  • Full Coverage $3039 / year
  • Min Coverage $817 / year

Coverage States

Rates by Driver Profile

Driver profile National General National Average
Good driver, good credit $3,039 $2,697
Good driver, poor credit $3,430 $4,745
Speeding ticket with good credit $3,409 $3,299
At-fault accident with good credit $4,368 $3,862
DUI conviction with good credit $5,343 $5,287

Disclaimer: We are an independent information site, not an insurance company. All figures are estimates for comparison only; table data represents full coverage premiums. Please verify final quotes and terms directly with the insurer.

Pros & Cons

Pros
  • Lifetime warranty on auto repairs from a covered claim when repaired at an approved shop
  • Emergency expense benefit covers up to $500 for meals, lodging, and travel if you’re stranded after a covered claim
  • Available to high-risk drivers requiring SR-22 or FR-44 filing
Cons
  • High volume of customer complaints
  • J.D. Power scores for overall satisfaction and claims satisfaction are below average
  • Premiums may be higher than average for many drivers

Discounts

  • DynamicDrive discount: Customers of National General who install the insurer’s telematics app and show responsible driving behavior may qualify for savings in some states.
  • Paperless discount: Policyholders who opt to receive bills and policy documents electronically could be eligible for a discount.
  • Security device discount: Vehicles equipped with security features, such as anti-theft systems, may qualify for an insurance discount from National General.
  • Diminishing deductible: Included with Custom360 plans, a diminishing deductible provides a $100 reduction to your deductible for each 12-month policy period during which no claims are filed.

Details

  • Customer service: 1-888-293-5108
  • Claims: 1-800-468-3466
  • Emergency roadside service: 1-800-997-6651
  • Website: nationalgeneral.com

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