Nationwide | Auto Insurance

Nationwide Insurance
4.0
Nationwide auto insurance helps protect your car with reliable coverage and flexible options.

Average Premium

  • Full Coverage $2040 / year
  • Min Coverage $718 / year

Coverage States

Rates by Driver Profile

Driver profile Nationwide National Average
Good driver, good credit $2,040 $2,697
Good driver, poor credit $2,635 $4,745
Speeding ticket with good credit $2,941 $3,299
At-fault accident with good credit $2,942 $3,862
DUI conviction with good credit $5,008 $5,287

Disclaimer: We are an independent information site, not an insurance company. All figures are estimates for comparison only; table data represents full coverage premiums. Please verify final quotes and terms directly with the insurer.

Pros & Cons

Pros
  • Comprehensive coverage choices offered
  • Full-coverage rates lower than many competitors
  • J.D. Power–ranked top usage-based insurance
Cons
  • The majority of regional J.D. Power customer satisfaction ratings fall below average
  • Unavailable in certain states

Discounts

  • Defensive driving: Drivers aged 55 and older who finish a state-approved defensive driving class may be eligible for this discount.
  • Good student: If you or another covered driver is 16 to 24 years old and a full-time student, you may qualify for this discount by providing documentation of a B average or higher.
  • SmartMiles: Created for drivers who travel fewer miles, this program monitors your actual mileage and can adjust your monthly premium based on usage. Driving less typically lowers accident risk and may reduce your rates.
  • SmartRide: By joining the SmartRide usage-based telematics program, drivers can earn discounts on their auto insurance and receive feedback to help develop safer driving habits.

Details

  • Customer service: 1-877-669-6877
  • Claims: 1-800-421-3535
  • Pay by phone: 1-888-891-0267
  • Pay by text: Text PAY to 245569
  • Corporate office and customer relations: 1-800-882-2822
  • Website: nationwide.com
  • Payment address: Nationwide Insurance P.O. Box 742522 Cincinnati, OH 45274-2522

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