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Root | Auto Insurance

Root Insurance
3.0
Smart, affordable auto insurance designed to reward good driving and simplify coverage.

Average Premium

  • Full Coverage $1800 / year
  • Min Coverage $900 / year

Coverage States

Rates by Driver Profile

Get a Quote

Specific average premium data for this profile is currently unavailable on our platform. Insurance pricing involves complex underwriting criteria unique to each company and individual. To obtain the most accurate quote and understand how your specific driver profile impacts your premium, please contact the insurer's customer service team or visit their official website.

Pros & Cons

Pros
  • Auto insurance premiums are largely determined by current driving behavior
  • Policy management for auto insurance is available via a mobile app
  • In certain states, credit scores may not be considered as a rating factor
Cons
  • Restricted supplemental coverage choices
  • No financial strength rating from AM Best and no customer satisfaction rating from J.D. Power
  • Unavailable in all states and drivers are required to complete an initial trial driving period

Discounts

  • Safe driver discount: To qualify for Root coverage, drivers must show safe driving behavior; those who display particularly careful driving may receive additional savings on their premiums.
  • Usage-based discount: Root evaluates your driving patterns and distance during the test drive period. If you drive relatively little during that time, the company may apply a low-mileage discount.
  • Bundling discount: Root might offer a discount to customers who hold both an auto policy and a homeowners or renters policy with Root or its homeowners insurance partner, Homesite.
  • Paid-in-full discount: Customers who pay their premium in a single lump sum instead of monthly installments may be eligible for a discount.

Details

  • Customer service: 1-866-980-9431
  • Website: joinroot.com
  • Mailing address: Claims Department80 E Rich Street, Suite 500Columbus, OH 43215

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