The General | Auto Insurance

The General Insurance
3.3
Reliable auto insurance from The General helps you protect your car with confidence and ease.

Average Premium

  • Full Coverage $2538 / year
  • Min Coverage $1297 / year

Coverage States

Rates by Driver Profile

Driver profile The General National Average
Good driver, good credit $2,538 $2,697
Good driver, poor credit $4,766 $4,745
Speeding ticket with good credit $3,282 $3,299
At-fault accident with good credit $3,817 $3,862
DUI conviction with good credit $3,533 $5,287

Disclaimer: We are an independent information site, not an insurance company. All figures are estimates for comparison only; table data represents full coverage premiums. Please verify final quotes and terms directly with the insurer.

Pros & Cons

Pros
  • Policies and rates designed for high-risk motorists
  • Multiple discount options offered
  • Offered in 47 states plus Washington, D.C.
Cons
  • Limited policy choices
  • Not evaluated by J.D. Power for customer service or claims satisfaction studies
  • Large number of customer complaints reported to the NAIC

Discounts

  • Defensive driving course discount: In qualifying states, you may qualify for a discount after completing an approved defensive driving course.
  • Good student discount: The General may offer a discount to students who keep a strong GPA.
  • Multi-car discount: Insuring multiple vehicles under the same policy with The General could make you eligible for a discount.
  • Homeowners discount: Homeowners may be eligible for a reduction in their insurance premium.
  • Pay in full discount: Paying your premium in full or on a quarterly schedule (rules vary by state) may qualify you for a discount.
  • Vehicle safety features discount: Vehicles equipped with factory-installed passive safety systems, such as airbags and automatic seatbelts, may qualify for a discount.
  • Safe driver discount: You may qualify for a discount if you maintain a clean driving record for several years (typically three to five).

Details

  • Customer service: 1-844-328-0306
  • Phone number: 1-844-327-9870
  • Claims: 1-800-280-1466
  • Website: thegeneral.com
  • Mailing address: 2636 Elm Hill Pike, Suite 510, Nashville, TN 37214

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