The Hanover | Auto Insurance

The Hanover Insurance
3.3
The Hanover auto insurance offers reliable coverage, flexible options, and trusted protection.

Average Premium

  • Full Coverage $5444 / year
  • Min Coverage $1489 / year

Coverage States

Rates by Driver Profile

Driver profile The Hanover National Average
Good driver, good credit $5,444 $2,697
Good driver, poor credit $10,431 $4,745
Speeding ticket with good credit $7,250 $3,299
At-fault accident with good credit $8,779 $3,862
DUI conviction with good credit $8,526 $5,287

Disclaimer: We are an independent information site, not an insurance company. All figures are estimates for comparison only; table data represents full coverage premiums. Please verify final quotes and terms directly with the insurer.

Pros & Cons

Pros
  • Distinct endorsements offered that might not be offered by other providers
  • Lower-than-expected volume of private passenger customer complaints, according to the NAIC
  • A variety of auto insurance plans to help balance price and protection
Cons
  • Platinum plan applies only to home and auto bundles
  • Hanover's auto insurance premiums are 85% above the national average
  • Mobile app has low ratings

Discounts

  • Multi-car discount: You may qualify for a savings if more than one vehicle is listed on the same car insurance policy.
  • Good student discount: Young drivers who keep strong academic standing (high GPA) may be eligible for a reduced rate on their auto insurance.
  • Accident prevention courses discount: Completing driver safety or accident prevention classes approved by The Hanover could make you eligible for an additional discount.
  • Student away at school discount: If your college-age child lives away from home and does not have a vehicle at home, you might receive a discount; eligibility rules may apply, so contact an agent for full details.

Details

  • Customer service: 1-800-922-8427
  • Claims: 1-800-628-0250
  • Website: hanover.com
  • Mailing address: The Hanover Insurance Company P.O. Box 580045 Charlotte, NC 28258-0045

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